For small business that are needing working capital during this crisis there seems to be several options. One is to wait this out and hopefully using money saved in an emergency fund. For those who need capital they can choose to borrow.
As you know the SBA has just launched an online application for loans up to $2M called the Disaster Loan Assistance https://lnkd.in/dmRfwXt
If a small business needs immediate cash flow, they can apply for our Emergency Express Loan with CCNY for up to $10,000 with expedited closing. Please see the terms in the link https://lnkd.in/dNiHUGP